Mercury is designed for modern, digital-first businesses that need a streamlined, tech-forward banking experience.
Mercury is ideal for businesses that:
- Are tech startups, e-commerce brands, or digitally native companies
- Have under 50 employees (though we support larger businesses)
- Operate remotely or internationally with U.S. banking needs
- Require seamless banking integrations with accounting and payment platforms
- Are venture-backed or bootstrapped startups needing financial automation
- Do not rely heavily on cash deposits or withdrawals
Business types align well with our product capabilities:
- Tech Startups – SaaS, fintech, AI, and other innovation-driven companies
- E-commerce – Online stores, marketplaces, and DTC brands
- Remote Teams & International Founders – Companies needing digital banking without a U.S. branch visit
- Venture-Backed Startups – Companies securing capital and scaling operations
- Tech-Savvy Users – CFOs, finance teams, and entrepreneurs who prefer automation
Mercury may not be the best fit for businesses that:
- Require frequent cash deposits or cash withdrawals
- Depend on check-writing capabilities or bulk check processing
- Need merchant services (we do not process payments directly)
- Do not have a U.S. legal or residential address