Insights is a page within your Mercury account that shows real-time, customizable financial metrics, helping you understand and act on your finances. You can access Insights from the sidebar menu of your Mercury account on web.
Insights page overview
On the Insights page, you'll find:
- Overview tab: a quick snapshot of your financial health, including your net cash flow and top spending categories.
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Money in / Money out: tabs that break down inflows and outflows, so you can see which paychecks, subscriptions, or spending categories are growing or shrinking over time
You can quickly review Money in and Money out data by Merchant/Recipient and Category:
You can click into any row to see the pre-filtered list of transactions behind it.
Customizing your Insights data
Use the timeframe selector tool at the top of the page to adjust the Insights page and view data for specific time periods.
Excluding data from Insights
You can exclude certain transactions or transaction types from Insights so they don't skew your day-to-day cash flow data. To get started, click the vertical dots (⋮) at the top of the Insights page to open the Settings module where you can search transactions to exclude:
Comparing time periods
User the slider to view certain time periods or click Compare to in the top right of the page to compare between time periods (e.g., this month vs. last month).
Insights FAQs
How is my cash flow calculated?
We look at your income and spending over the last few months. By default, we use the last 3 full months of activity, but you can adjust this using the timeframe selector in the top right corner.
- Money in: all deposits received during that time, excluding internal transfers.
- Money out: all withdrawals and expenses during that time, excluding internal transfers.
How are my transactions categorized?
Mercury runs each transaction through our categorization engine (currently in beta) and assigns a category when it's confident enough. If anything looks off or uncategorized, open the transaction and update it from the dropdown. Your corrections help the engine improve over time. Learn more about categorization here.
Why am I not seeing certain data?
Some metrics may not appear if your selected time range doesn't include recent enough activity. For the most accurate view, make sure your timeframe extends through today or the end of the most recent month.
Mercury is a fintech company, not an FDIC-insured bank. Banking services provided through Choice Financial Group and Column N.A., Members FDIC.