Accepting Credit Card, Apple, and Google Pay payments on invoices via Stripe

To accept card payments on your invoices sent from Mercury, you will need a Stripe account. Note: The minimum payment Stripe will accept is $0.50.

You can enable or disable card payments on each invoice that you create.

How to enable card payments for invoices

• Connect Stripe Payments to Mercury
  • Go to Settings > Integrations in your Mercury account.
  • Locate the Stripe integration and click Connect.  
  • Click on “Set Up On Stripe”. You can create a new Stripe account, or, if you already use Stripe, you can link your existing account.
• Complete the Stripe onboarding flow
  • It may take up to a few hours for Stripe to review and approve your account

  • Once Stripe is connected, you’ll see it on the Integrations page, in the “Active” section

    Note: Once Stripe is connected, the checkbox to "Accept credit cards" becomes available when creating a new invoice and on payment requests

• Check “Accept credit cards” when creating a new invoice
  • Check “Accept credit cards” if you want to allow card payments for this particular invoice
    • Your recipients will always have other options to pay as well - they can send an ACH or wire

How card payments work

1. When your payer pays an invoice by card, the payment will go to your Stripe account first
2. Stripe will charge a processing fee for each received card payment
   • The standard Stripe fee is 2.9% + $0.30 per successful charge for domestic cards (see complete list of Stripe fees here). If you connect an existing Stripe account with custom fees, those fees will also apply when using Mercury Invoicing.
   • Mercury does not charge any fees
3. The net amount received (what your payers pay minus Stripe fee) will be automatically sent from Stripe to your Mercury account each day. The frequency of disbursements can be edited in your Stripe account

Stripe handles payments processing, disputes, and charges. You can manage these payments (disputes, charges, refunds, etc) directly through Stripe.