Early direct deposit allows you to access your paycheck up to two days early. Many banks can add a day or two before posting your direct deposit to your account, but your paycheck amount will be posted to your Mercury Personal account immediately after Mercury receives notification that your employer sent the funds to your account.
Mercury is a fintech company, not an FDIC-insured bank. Banking services provided by Choice Financial Group; Member FDIC. Deposit insurance covers the failure of an insured bank.