Early direct deposit allows you to access your paycheck up to two days early. Many banks can add a day or two before posting your direct deposit to your account, but your paycheck amount will be posted to your Mercury Personal account immediately after Mercury receives notification that your employer sent the funds to your account.
Note: Early direct deposit is only available to customers with a Mercury Personal Checking account provided by Choice Financial Group, Member FDIC. This feature is not currently supported for accounts held through Column N.A.
Mercury is a fintech company, not an FDIC-insured bank. Checking and savings accounts are provided through our bank partners Choice Financial Group and Column N.A., Members FDIC. Deposit insurance covers the failure of an insured bank. Checking and savings account deposits may be held by sweep network banks. Certain conditions must be satisfied for pass-through insurance to apply. Learn more here.