Open a new Mercury Personal account through Mercury Payroll and earn up to $400. Opening an account is optional and is not a condition of your employment, your engagement, or of receiving your pay.
| Bonus | Requirement |
| $200 | Maintain a balance of $2,500+ for 60 consecutive days |
| Additional $200 ($400 total) | Maintain a balance of $10,000+ for 90 consecutive days |
Who can participate
- Employees and contractors paid through Mercury Payroll who open a new individual Mercury Personal account through Mercury Payroll (during payroll onboarding, from a Mercury Payroll email, or from your Payroll account), approved between October 27, 2026 and 11:59 p.m. PT on December 31, 2026.
- Joint accounts aren’t eligible.
- One bonus per person, up to $400.
How to earn
- Your balance is the total of all checking and savings accounts under your Mercury Personal account.
- Your $2,500 balance counts toward the $10,000 balance requirement.
- Both requirements are tracked at the same time. Each count starts on the day you first meet the balance requirements.
- If your balance drops below a requirement, that count starts over.
- In order to receive each bonus, you must meet each requirement within 180 days of account’s approval.
Payout
- Each bonus is deposited into the oldest active checking account you opened through Mercury Payroll, within 14 business days of meeting its requirement.
- Your Mercury Personal account(s) must be open and not restricted when the bonus is paid.
Other terms
- The value of any bonus you receive may be reportable as income. We may be required to send you, and file with the IRS, an applicable tax form for the year the bonus is paid. You are responsible for any tax liability related to the offer. Please consult your tax advisor.
- Mercury may withhold a bonus for fraud or misrepresentation, and Mercury has the authority to withdraw a bonus paid in error.
- Mercury may modify or end this offer at any time.
- Mercury Personal accounts are subject to the Choice or Column account agreement.
Mercury is a fintech company, not an FDIC-insured bank. Banking services provided through Choice Financial Group and Column N.A., Members FDIC.