Eligibility

In order to apply for a Mercury account, your company must be formed and registered in one of the following jurisdictions:

The United States
The British Virgin Islands
The Cayman Islands
The United Arab Emirates (not including Dubai Free Zone or other free zone areas)
Bahamas
Bermuda
Singapore
Jersey

Please note that, for non-US entities, we are only able to support startups, e-commerce and venture capital companies at this time. Entities formed outside the US may not be eligible to send international wires.

You don’t need to live in the US or be a citizen yourself - we’re happy to accept international founders (with the exception of founders residing in countries prohibited by our banking partners).

For non-US companies, you must either already have (or plan to have) operations in the United States and already serve or plan to serve US customers within two years.

Supported industries

We can accept most U.S. companies that aren’t money services businesses or involved with adult entertainment, cannabis or internet gambling. We are able to accept crypto and web3 applications, but only for operational uses - not for custodial or Money Service Business (MSB) types of services.

Our product is geared towards tech companies, so it might not be the best fit for some other businesses, especially ones that frequently deal with physical cash. We cannot open accounts for trusts.

Documents required

To complete the application, you'll also need the following documentation, which are outlined in greater detail here:

Your company's formation documents (such as your Articles of Incorporation).
An IRS-issued EIN document (for US companies only) or an equivalent tax document.
For US companies only: form CP575, form 147c, completed SS-4, or a screenshot of your EIN number confirmation from the IRS's website may be acceptable on a temporary basis in place of the EIN.
An international passport or US government ID for each founder or majority owner of the company.