Managing your Treasury account

Here’s what to expect when funding, withdrawing, reallocating, or viewing statements for your Treasury account.

Funding your Treasury account

• Transfers before 12 PM PT typically settle the next business day
• Transfers after 12 PM PT may take up to 2 business days

Withdrawing from Treasury

Funds typically settle in 0–2 business days, depending on your portfolio:

1. Securities are sold
2. Mercury waits for settlement
3. Funds are wired from your Treasury to Mercury checking account
    

• Same-day availability is possible for funds in the J.P. Morgan U.S. Treasury Plus Money Market Fund (if initiated before 3 PM ET)*

• Funds in the Morgan Stanley Ultra-Short Income Portfolio can take 1–2 business days to settle

  *"Same-day withdrawals" only applies to funds invested in J.P. Morgan U.S. Treasury Plus Money Market Fund. Cutoff for transfers to settle same-day is 3pm ET each business day, subject to partner processing times. Read fund prospectus for additional information.

You can review your portfolio allocation from your Treasury page.

Reallocating your portfolio

You can adjust your Treasury investments directly from your dashboard. This allows you to rebalance your allocation between available funds based on your liquidity needs or yield preferences.

To update your portfolio:

1. Go to the Treasury page 
2. Click the pencil icon in the portfolio summary card to edit your portfolio allocation
3. Review your current allocation and compare fund options
4. Scroll to the Update your portfolio section
5. Use the sliding scale to select your new allocation
   • You’ll see a summary of your new fund details and reallocation timeline
6. Click Update Portfolio 
    

Note: Portfolio changes take effect in 0-1 business days. Your funds remain invested during this time.

Downloading Treasury statements

• Monthly statements are generated by Apex, our broker-dealer partner
• You can access statements in your dashboard under Documents or directly here
• Statements are posted within 7 business days of the start of each month

Email communications from Apex Clearing Corporation

As a Mercury Treasury customer, you may receive account-related communications directly from our broker-dealer and custodian partner, Apex Clearing Corporation. These emails are legitimate and often contain important information about your investments or regulatory documents.

You can expect to receive messages from Apex related to:

• Trade confirmations
• Account statements
• Tax forms
• Prospectuses and fund materials
• Proxy notices

Emails from Apex will come from one of the following addresses:

All of these are official Apex communications. If you ever have questions about an email you’ve received, you can reach our support team below — we’ll be glad to confirm it for you.

Closing a Treasury account

Closing a Treasury account requires a few steps before our team can process the request. 

Note: Once a Treasury account is closed, it cannot be reopened on your existing Mercury account. If you'd like to access Treasury again in the future, you would need to open a brand new Mercury account and apply for Treasury from there.

To close your Treasury account, first bring your balance to $0. To withdraw funds, transfer them to a Mercury checking account — direct transfers from Treasury to an external account are not supported.

If you held funds during the month, a final net return may post within the first 5 business days of the following month. Net returns are automatically reinvested, so be sure to move those funds out right away — waiting could result in another return posting.

Once the balance is fully zeroed, the account holder on file can contact our team for help closing the Treasury account. 
 

Mercury Treasury is offered by Mercury Advisory, LLC, an SEC-registered investment adviser. This communication does not constitute an offer to sell or the solicitation of any offer to purchase any security. Funds in Mercury Treasury are subject to investment risks, including possible loss of the principal invested, and past performance is not indicative of future results. Please see full disclosures at mercury.com/treasury. Mercury Advisory is a wholly-owned subsidiary of Mercury Technologies.