On Mercury, you have the ability to send payments to eligible countries in 40+ local currencies.
How to send an international wire
- Go to Move Money in the upper right corner of your dashboard, then select Send.
- You can also create a new payment by going to your Payments page and selecting Create Payment.
- Either upload a bill you’d like to pay upfront, or directly select/create/invite a recipient.
- When filling out the "Recipient" section, select International Wire - USD or International Wire - Foreign exchange as payment method from the dropdown and click Next.
- Once a SWIFT code is entered, the wire details form will automatically update to request the necessary information for the recipient's bank and country. Please ensure a valid SWIFT code is provided to proceed.
- You will also have to provide an IBAN (International Bank Account Number). Please double check that this is correct with the recipient.
- In the "Amount" step, select your currency (if sending in non-USD) and amount, payment account, and send date (you can also indicate whether you’d like to repeat the payment).
- Next, tell us more about the Purpose of the wire using the dropdown options.
- In the “Details” step, you can include optional additional details related to the payment such as memos or attachments. You can also add any email addresses you’d like an email receipt to be sent to when your payment processes
- Finally, review the payment details and click Send Payment or Schedule Payment.
Tracking your payment
Wires usually process within 2-3 days of the scheduled payment date.
Once sent, you should be able to view details (reflecting the USD amount deducted from your account) from your Transactions page.
Where you can send international payments
On Mercury, you can send money to most countries around the world — however, there are some exceptions. As part of our continued commitment to ensure secure, compliant transactions for all customers, we reserve the right to reassess our risk appetite and update these country lists at any time. Please see below for more details.
Locations that will require documentation
We support outgoing payments to, incoming payments from, as well as card swipes and ATM withdrawals within, the following countries and regions. For the 14 countries and regions marked with an asterisk (*), you are required to provide the payment reason, indicate whether you plan to pay this recipient in the future, and upload supporting documentation when sending a payment:
Aland Islands, Albania*, Algeria, American Samoa, Andorra, Angola, Anguilla, Antigua & Barbuda, Argentina, Armenia, Aruba, Australia, Austria, Azerbaijan, Bahamas, Bahrain, Bangladesh, Barbados, Belgium, Belize, Benin, Bermuda, Bhutan, Bolivia, Bosnia & Herzegovina*, Botswana, Brazil, British Indian Ocean Territory, British Virgin Islands, Brunei Darussalam, Bulgaria, Burkina Faso, Burundi*, Cambodia*, Cameroon*, Canada, Caribbean Netherlands, Cayman Islands, Chad, Channel Islands, Chile, China, Christmas Island, Cocos (Keeling) Islands, Colombia, Cook Islands, Costa Rica, Côte d'Ivoire, Crimea, Croatia*, Curacao, Cyprus, Czech Republic, Denmark, Djibouti, Dominica, Dominican Republic, Ecuador, Egypt, El Salvador, Equatorial Guinea, Estonia, Ethiopia, Falkland Islands, Faroe Islands, Fiji, Finland, France, French Guiana, French Polynesia, French Southern Territories, Gabon, Gambia, Georgia, Germany, Ghana, Gibraltar, Great Britain, Greece, Greenland, Grenada, Guadeloupe, Guatemala, Guernsey, Guinea, Guinea-Bissau, Guyana, Holy See (Vatican), Honduras, Hong Kong, Hungary, Iceland, India, Indonesia, Ireland, Isle of Man, Israel, Italy, Ivory Coast (Côte d'Ivoire), Jamaica, Japan, Jersey, Jordan, Kazakhstan, Kenya, Kiribati, Kosovo, Kuwait, Kyrgyz Republic (Kyrgyzstan), Laos, Latvia, Lebanon*, Lesotho, Liechtenstein, Libya*, Lithuania, Luxembourg, Macao, Macedonia, Madagascar, Malawi, Malaysia, Maldives, Malta, Marshall Islands, Martinique, Mauritania, Mauritius, Mayotte, Mexico, Micronesia, Moldova, Monaco, Mongolia, Montenegro, Montserrat, Morocco, Namibia, Nauru, Nepal, Netherlands, New Caledonia, New Zealand, Nicaragua*, Niger, Nigeria*, Niue, Norfolk Island, Northern Mariana Islands, Norway, Oman, Pacific Islands, Pakistan*, Palau, Panama, Papua New Guinea, Paraguay, Peru, Philippines*, Poland, Portugal, Qatar, Reunion, Romania, Rwanda, Saint Barthelemy, Saint Helena, Saint Kitts and Nevis, Saint Lucia, Saint Pierre & Miquelon, Saint Vincent's & Grenadines, Samoa, San Marino, Sao Tome and Principe, Senegal, Serbia, Sevastapol, Seychelles, Sierra Leone, Singapore, Sint Maarten, Slovakia, Slovenia, Solomon Islands, Somalia*, South Africa, South Georgia and the South Sandwich Islands, South Korea, Spain, Sri Lanka, Sudan*, Suriname, Swaziland, Sweden, Switzerland, Taiwan, Tajikistan, Tanzania, Thailand, Timor Leste, Togo, Tokelau, Tonga, Trinidad & Tobago, Tunisia, Turkey, Turks and Caicos, Tuvalu, Uganda, Ukraine (non-sanctioned regions)*, United Arab Emirates (UAE), United Kingdom, Uruguay, Uzbekistan, Vanuatu, Vietnam, Wallis & Futuna, Western Sahara, Zambia, Zimbabwe*.
Locations that will be blocked
We currently do not support outgoing payments to or incoming payments from the following countries and regions (including online merchants with legal addresses in these locations), nor do we allow card swipes or ATM withdrawals within them:
Afghanistan, Belarus, Central African Republic, Congo (the Democratic Republic of the), Congo (the), Cuba, Eritrea, Haiti, Iran (Islamic Republic of), Iraq, North Korea (DPRK - Democratic People’s Republic of Korea), Liberia, Mali, Mozambique, Myanmar (Burma), Palestine (State of), Russia, South Sudan, Syria (Syrian Arab Republic), Ukraine (sanctioned regions), Venezuela (Bolivarian Republic of), Yemen.
Who can send international wires
First, if your Company Legal Address is not in the U.S. or a U.S.-based territory, you will not be eligible to send international wires on Mercury.
Additionally, if you have a Company Physical Address or Beneficial Owner (BO) Address in one of the following countries or regions, you will not be eligible to send international wires on Mercury:
Afghanistan, Albania, Belarus, Bosnia & Herzegovina, Burundi, Cambodia, Cameroon, Central African Rep, Congo (the), Congo (the Democratic Republic of the), Croatia, Cuba, Eritrea, Haiti, Iran (Islamic Republic of), Iraq, Korea (the Democratic People's Republic of), Lebanon, Liberia, Libya, Mali, Mozambique, Myanmar (Burma), Nicaragua, Nigeria, Pakistan, Palestine, State of, Philippines, Russia, Somalia, South Sudan, Sudan (the), Syrian Arab Republic, Ukraine, Venezuela (Bolivarian Republic of), Yemen, Zimbabwe.