Converting an existing individual account to a joint one

Joint accounts are currently in a closed beta. If you'd like to be added, reach out to personal@mercury.com.

To add additional account holders to your individual account:

    1. Click Settings in the top left-hand menu
    2. Click on Convert to joint account under the “Account type” section
    3. Invite joint account holder(s)


Once your applications are approved, the account will be converted to a joint one, and you and the other account holders will have equal rights to the account. Learn more about how joint accounts work here.

Note that while the applications of joint account holders are being reviewed, they will have access to your individual account, but you will continue to be the sole owner of your Mercury Personal account until the applications of all joint account holders are approved and the account will be converted to a joint one.

Applications of all invited joint account holders must be approved for the account to become a joint one. If one or more of the applications are denied, the conversion will get canceled, and your account will continue to be an individual account.

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