Credit and debit cards have different regulations and restrictions, which means you can use your IO credit card in some countries in which you can not use a Mercury debit card.
Due to regional and international regulations, policies, and sanctions, there are a number of countries in which Mercury cards cannot be used. This means that if you attempt to make a card purchase within one of the below listed countries, or an online card purchase with a merchant whose legal address is in one of the below listed countries, the transaction will be declined.
You are unable to use any Mercury cards, regardless of bank partner, in or for merchants located in the following countries:
- Belarus (Republic of Belarus)
- Cuba (Republic of Cuba)
- Iran (Islamic Republic of Iran)
- North Korea (DPRK - Democratic People’s Republic of Korea)
- Syria (Syrian Arab Republic)
- Sudan
- South Sudan
- Russia (Russian Federation)
- Ukraine Regions: (Kherson, Zaporizhzhia, Donetsk, Luhansk, and Crimea)
Additionally, if your debit card is associated with a bank account with our partner bank, Evolve, you are unable to use your debit card in or with merchants located in the following countries:
- Afghanistan
- Albania
- Bosnia & Herzegovina
- Burundi
- Cameroon
- Central African Republic
- Democratic Republic of the Congo
- Croatia
- Cyprus
- Eritrea
- Ethiopia
- Iraq
- Kosovo
- Lebanon
- Liberia
- Libya
- Republic of North Macedonia
- Montenegro
- Mozambique
- Myanmar
- Namibia
- Nicaragua
- Nigeria
- Pakistan
- Palestine
- Serbia
- Slovenia
- Somalia
- Tanzania
- Turkey
- Venezuela
- Viet Nam
- Yemen
- Zimbabwe
The Mercury Debit Cards are issued by Choice Financial Group and Evolve Bank & Trust, Members FDIC, pursuant to licenses from Mastercard. The IO Card is issued by Patriot Bank, Member FDIC, pursuant to a license from Mastercard.