Credit and debit cards have different regulations and restrictions, which means you can use your IO credit card in some countries in which you can not use a Mercury debit card.
Due to regional and international regulations, policies, and sanctions, there are a number of countries in which Mercury cards cannot be used. This means that if you attempt to make a card purchase within one of the below listed countries, or an online card purchase with a merchant whose legal address is in one of the below listed countries, the transaction will be declined.
Mercury charges a currency conversion fee on Debit and IO transactions made in a currency other than USD. Find out more here.
You are unable to use any Mercury cards, regardless of bank partner, in or for merchants located in the following countries:
- Afghanistan
- Belarus (Republic of Belarus)
- Central African Republic
- Congo (the Democratic Republic of the)
- Congo (the)
- Cuba (Republic of Cuba)
- Eritrea
- Haiti
- Iran (Islamic Republic of Iran)
- Iraq
- Liberia
- Mali
- Mozambique
- Myanmar
- North Korea (DPRK - Democratic People’s Republic of Korea)
- Palestine
- Russia
- South Sudan
- Sudan
- Syria (Syrian Arab Republic)
- Ukraine (sanctioned regions: Kherson, Zaporizhzhia, Donetsk, Luhansk, and Crimea)
- Venezuela (Bolivarian Republic of)
- Yemen
Additionally, if your debit card is associated with a bank account with our partner bank, Evolve, you are unable to use your debit card in or with merchants located in the following countries:
- Albania
- Bosnia & Herzegovina
- Burundi
- Cameroon
- Croatia
- Cyprus
- Ethiopia
- Kosovo
- Lebanon
- Libya
- Republic of North Macedonia
- Montenegro
- Namibia
- Nicaragua
- Nigeria
- Pakistan
- Serbia
- Slovenia
- Somalia
- Tanzania
- Turkey
- Venezuela
- Vietnam
- Zimbabwe
Mercury is a financial technology company, not a bank. Banking services provided by Choice Financial Group, Column, N.A., and Evolve Bank & Trust, Members FDIC.
The Mercury Debit Cards are issued by Choice Financial Group, Column N.A., and Evolve Bank & Trust, Members FDIC, pursuant to licenses from Mastercard. The IO Card is issued by Patriot Bank, Member FDIC, pursuant to a license from Mastercard.