Mercury charges a currency conversion fee of 3% on all Mercury business debit and IO transactions that are made in currencies other than USD. This includes non-USD ATM withdrawals.
How to view your conversion fees
You can view currency conversion fees on your Transactions page. Each fee appears as a separate line item linked to the original non-USD transaction.
To see the full details:
- Go to the Transactions page
- Select the original purchase or fee entry titled "Intl. Transaction fee"
- In the details panel, you’ll see:
- The original transaction
- The converted USD amount
- The 3% conversion fee (shown as a linked transaction)
If you have multiple fee entries, selecting any one of them will show the associated purchase in the details panel.
Viewing totals
You can also view summaries of total fee spending:
- On the Credit page
- On your Credit statements
- By filtering the Transactions page by Method and selecting Intl. Transaction Fee
Conversion fees, limits and IO Cashback
Currency conversion fees charged on purchase will not impact individual card limits. They do however apply against your overall borrowable credit for your business. Fees do not factor into IO Cashback rewards.
The Mercury Debit Cards are issued by Choice Financial Group, Column N.A., and Evolve Bank & Trust, Members FDIC, pursuant to licenses from Mastercard.