What’s the difference between a virtual card and a physical card?
Physical debit cards are shipped to you via USPS. These debit cards can be used anywhere that accepts Mastercard.
Virtual debit cards are unique cards with no physical counterpart that have their own card numbers, expiration date, and CVC code. Virtual debit cards can be created at any time from the Cards page of your Mercury dashboard and can be used immediately.
Virtual debit cards can be used to make online transactions anywhere that accepts Mastercard, and are a great option if you need to make purchases while you wait for a physical card to arrive.
What are the fees associated with using a Mercury debit card?
We don't charge any transaction fees for use of your Mercury debit card for transactions made in USD. This applies to both U.S. domestic and international transactions. However, if you transact in a currency other than USD, Mercury does charge a small currency conversion fee. Find out more here