To open a Mercury Personal account, you’ll need to be 18 years of age or older and meet a few requirements.
What you’ll need
To open a Mercury Personal account, you must provide all of the following:
- A valid U.S. Social Security Number (SSN) — we don't accept ITINs
- A U.S. residential address (must be a physical home address; PO boxes and virtual mailboxes aren't accepted)
- A U.S. phone number
- A government-issued photo ID — we'll ask that you upload a copy during the application process
Mercury Personal also supports trust accounts for existing living revocable trusts, regardless of which US State your trust is registered in, including the District of Columbia. Additional onboarding and identity verification requirements apply for trust accounts, including trustee verification and trust-specific onboarding steps. Learn more about Trust accounts at Mercury.
Mercury is a fintech company, not an FDIC insured bank. Banking services provided through Choice Financial Group and Column N.A., Members FDIC.